Products > Finance your purchase > Business Leasing
Commercial Credit
Leasing makes perfect sense for all your business strategies and objectives in a dynamic professional environment. Leasing provides flexibility to conserve cash-on-hand for investment in essential equipment and services, helps to meet ever-changing technological needs quickly and easily, and may offer tax advantages.
Reasons to lease
Cash management Technical considerations
• Predictable, affordable payments • Obsolescence hedge
• May address capital budget limitations • Facilitates add-ons and upgrades
• Preserves cash and credit lines for other uses • Leverage installed equipment as a source of funding for new projects
Flexibility and convenience More control over your budget.
More technology for your business.
• Customized structures Deciding how to pay for technology is as important
• Solution simplified into one, easy payment as choosing the right technology.
• No asset disposition worries under certain lease structures Whether it is one system or an enterprise-wide deployment,
• Payments or terms can be matched to use leasing, provided by Apple Financial Services
allows you to pay for equipment as your business grows, not before.
It’s simple….“One-stop” shopping
You can finance your entire solution: equipment, software and services, in one easy payment, customized to meet your needs.
Advantages of Apple Financial Services include:
• Fast approvals
• Range of payment structures
• Flexible terms
• Bundled solution
Apple Financial Services has a financial solution to meet your needs:
Fair Market Value lease Need more than Apple products?
$1 Purchase Option lease You may add other hardware, software and
10% Purchase Option lease services to your Apple Financial Lease.
Customized structures Decision Matrix Fair Market Value Lease 10% Purchase Option Lease $1 Purchase Option Lease Technology strategy Our company demands the latest technology and wants the option to get new equipment every two or three years. Our company needs the option to replace the equipment every couple of years, but we are concerned about the end-of-term price if we choose to purchase the equipment. Our company chooses to own the equipment, take advantage of the depreciation, and make low monthly payments. End-of-term options Return all the equipment to Apple Financial Services and upgrade to the latest technology. Purchase the equipment at its then current fair market value. Extend the lease at a negotiated rate. Return all the equipment to Apple Financial Services and upgrade to the latest technology. Purchase the equipment at 10% of the original equipment cost. Extend the lease at a negotiated rate. After all the payments are made, title to the equipment is yours for $1. Tax advantages The monthly lease payments may be fully deductible as an expense. Consult your financial or tax advisor. Generally, the equipment will qualify for standard depreciation as allowed by the Internal Revenue Service. Consult your financial or tax advisor. Generally, the equipment will qualify for standard depreciation as allowed by the Internal Revenue Service. Consult your financial or tax advisor.
IMPORTANT NOTICE: Nothing contained herein shall be construed as an approval or commitment to finance or provision of other service by Apple Financial Services to any person. All transactions are subject to final investment approval/credit approval by Apple Financial Services and the execution of mutually satisfactory definitive documentation. Nothing contained herein shall be construed as a guarantee or promise of profitability or generation of revenue of any kind whatsoever. Nothing contained herein shall be construed as tax, accounting, financial or legal advice by Apple Financial Services to any person. Recipient should consult his/her/its own professional advisors for any such advice. Nothing contained herein shall be construed to constitute employment, agency, partnership, joint venture, fiduciary or similar relationship between Apple Financial Services and any person.
